Product information
Stress-testing an investment goal
Explore how a plan could respond to adverse assumptions without treating a scenario as a forecast.
The TakaCompass Shock Studio lets a user adjust an equity shock, inflation stress and income gap, then shows a liquidity-buffer estimate and a heuristic signal. This is a teaching interaction, not a model that reprices a portfolio under market shocks, estimates statistically calibrated probabilities or predicts an outcome.
Start with a question
Choose a risk that could actually affect the goal: What if a planned contribution is missed for several months? What if the amount needed arrives earlier? What if a volatile holding falls shortly before withdrawal? Change one assumption at a time so it is clear which condition changes the result.
A fictional five-year example
Imagine a household plans to use BDT 600,000 in five years and contributes BDT 8,000 monthly. For teaching only, compare that base plan with a scenario that skips three monthly contributions and one that reduces the assumed ending value by 20%. These are invented inputs and shocks, not market observations or forecasts; fees, taxes, inflation and actual trading prices are not represented.
Actions and limits
If a goal becomes fragile, consider increasing affordable contributions, extending the date, reducing the target or keeping near-term needs out of volatile assets. In the current Shock Studio, the signal is computed by subtracting fixed weights of the slider values from the demo goal score; the buffer is cash divided by planned monthly contribution, less the selected income-gap months. These are simple heuristics, not a repriced portfolio or calibrated probabilities. The separate fan chart also uses deterministic illustrative arithmetic, not Monte Carlo sampling or live prices.